Who Can Join
Dividends & Funds Availability
Loan Rates
Current Openings/Employment
Privacy Statement

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Denocos was established on October 9, 1957 to serve the employees of the Del Norte County Schools and their immediate families. For fifty plus years we have continued to limit our membership to this single common bond, adding only students attending public schools or community colleges in Del Norte County to our membership list since inception. By becoming a member you not only enjoy the benefits yourself, but enable us to provide a wider range of service, higher dividends and lower loan rates to all members. Every member benefits when you make Denocos your first choice for financial services. Click on the "Who Can Join" button to the left to learn more about our Field of Membership.

Share Accounts
Share accounts pay dividends based on the average daily balance in your account. You can make as many withdrawals as you like, although cash withdrawals are limited to $1,000.00 per day. Denocos offers a payroll deduction plan so saving couldn't be easier. Click on the "Dividends & Funds Availability" button to the left for more information.

Board of Directors
  • Ron Kunstal, President
  • Roy Krause
  • Kathy Imfeld, Credit Committee Chairman 
  • Tom Cochran, Investment Committee Chairman
  • Karen Pepiot, Supervisory Committee Chairman 
  • Kathy Emerson, Secretary 
  • Carol Mathews, Treasurer
  • Peggy Schager


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Get Your Free Annual Credit Report

Member Loans

To see some of the best interest rates around just click on the "Loan Rates" button on the left. Interest rates vary based upon your credit score and the term of the loan so contact us by E-mail or phone or stop by the office for more information.
We also provide Skip Payment Options for the months of August, September & December.
Our Payroll Deduction Program eliminates the need to write checks and is a great way to save!
Shop with confidence and avoid high interest rates with our Pre-Approved Loan Program. There's no cost or obligation.

1244 Glenn Street
Crescent City, Ca 95531
Phone: 707-464-5887
Fax: 707-465-5156
Hours: Monday-Friday 10:00am-5:00pm